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Carmarthenshire

Shared ownership provides a route to home ownership for self-employed Burry Port carpenter

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Carl Phillips and his partner Kelly are some of the lucky new homeowners to have moved into the beautiful Pen y Porth development, in Burry Port, Carmarthenshire.

The couple completed their purchase at the end of April this year and have enjoyed settling into their new home and getting to know their neighbours.

Carl tells us: “It’s really lovey: it’s a nice area, and it’s lovely and quiet, even though part of it is still a building site at the moment, you don’t even notice it!”

Carl works as a self-employed carpenter and fitter of PVC windows, doors, conservatories, and roofs – he’s very busy at the moment with the high demand for home improvements! However, the nature of his work meant that it was hard for the couple to get a mortgage:

“We’re both self-employed, and my partner’s catering business had really suffered because of the covid-19 pandemic. Mortgage providers wouldn’t touch us, even though we’d owned a house before.”

The couple saw the homes at Pen y Porth being constructed in November and discussed moving there. They came to view a show home, and were impressed by what they saw, but worried that their lack of access to a mortgage would prevent them from buying.

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Carl and his family move into their new home in Burry Port (Image: Pobl)

Thankfully for Carl and Kelly, Pobl Living were offering the option to purchase through their shared ownership scheme. Carl tells us why it made sense for them:

“Shared ownership made buying at Pen y Porth an option for us. We’ve watched the development from start to finish and we loved the show home when we came to see it – and the views are incredible! Shared ownership allowed us to live here, we wouldn’t have been able to afford it without this. We also liked that there was the option to staircase up in the future in – it’s been a really big help for us.”

Carl is also full of praise for the Pobl Living sales team: “There was good communication throughout – Nicola was brilliant, she kept us informed with everything that was going on. We were in a rush to move, as we’d already sold our previous house and were living in a caravan! She pushed it through and did all she could to help get things moving – we had fantastic service.”

He also thinks that more people should consider shared ownership if they are struggling to get a traditional mortgage: “I would definitely recommend it: there’s a few clauses that make it different to owning your home outright, so I think people should definitely read all the documents and make sure they are aware of what they’re signing up to. But it’s worked for us and made living here affordable – we love it!”

Pam Bickel, Head of Sales Development at Pobl said: “It’s great to hear first-hand the benefits that Carl and Kelly have experienced when purchasing a new home through a shared ownership scheme.

“It’s an alternative way to purchasing a new home that has so many advantages; we see buyers being able to put down less of a deposit, and the mortgage and rent combined is comparable to the rent they would have paid in the private rented sector and of course they can purchase more shares if they want to until they own 100%.

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“Shared ownership is an integral part of the range of purchase options Pobl Living are able to offer customers; whether it’s shared ownership, Help to Buy Wales or buying outright, we’re sure that we’ve got a product that will suit the majority of home buyers.”

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WHAT IS SHARED OWNERSHIP?

Shared ownership is a flexible purchase option; you can choose how much of a property you buy and buy more if you want to as and when it’s convenient for you.

Typically, you buy a share of between 50-70% of a property and pay a rent on the part that you don’t own. The higher the share you purchase, the less rent you will have to pay. Over time you have the option to increase your shares if you can afford to do so, this is called staircasing.

Dependent on the development, developers like Pobl can either offer their own Shared ownership scheme or the Welsh Government’s Shared Ownership Wales initiative. Shared ownership is a great way of getting your foot onto the property ladder and Pobl say they’re passionate about promoting the benefits of shared ownership to more buyers in Wales.

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Read more at: https://poblliving.co.uk/ways-to-buy/

(Lead image: Pobl)

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Ammanford

Man who filmed rape on Ammanford victim’s phone changes plea mid trial

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A man who filmed himself raping an Ammanford woman on his victim’s phone has changed his plea to guilty midway through his trial.

Cameron Hassan, aged 31, of no fixed abode, attacked the woman, raping her as she slept on 21 August 2021.

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Hassan had been on trial at Swansea Crown Court after denying any wrongdoing. However, after the jury was shown the video of the attack and hearing the victim was going to give evidence yesterday (Tuesday, 10 May), Hassan changed his plea to guilty.

Investigating Officer DC Sophie Lambert from Dyfed Powys Police said the victim had shown great strength and determination throughout the investigation.

“I must commend her tremendous courage in coming forward and the tenacity shown throughout the investigation,” she said.

“We hope this case demonstrates that Dyfed-Powys Police acts on serious allegations such as rape and sexual assault with officers working tirelessly to secure justice for victims.

“If you are suffering because of similar abuse, please contact the police, or if you would rather speak to someone in confidence, New Pathways are an independent charity that will support you through every step of the investigation.”

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New Pathways can be contacted at 01685 379 310 or email enquiries@newpathways.org.uk

(Lead image: Google Maps)

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Carmarthenshire

Women’s Tour of Britain returns to Carmarthenshire

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The countdown is on before the world’s top women riders will race through Carmarthenshire as part of the Women’s Tour of Britain.

Some 108 cyclists will race through the County to the finishing line on top of the Black Mountain between Llangadog and Brynamman as part of the stage five event on Friday, June 10.

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The route will be starting from Pembrey Country Park at 10.45am and riders competing for the title will go through Pinged, Carway, Pontyberem, Horeb, Llansawel, and Llangadog.

A rolling road closure will take place along the 65-mile route which will come into action at 10.45am until 1.50pm.

Roads will be re-opened once the cyclists have passed through. A full road closure will be in place over the Black Mountain from 5am-5pm.

The event will be broadcast on ITV4 and across Europe with a helicopter camera crew following the race.

The Women’s Tour departs on Monday, June 6, and coincides with the final day of a four-day Bank Holiday weekend in the UK to celebrate Queen Elizabeth II’s Platinum Jubilee. The race will culminate with a prestigious finale six days later on Saturday, June 11.

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Pembrey Country Park previously hosted the Grand Départ of the men’s Tour of Britain as well as the overall finish of the Women’s Tour in 2019.

Carmarthenshire County Council’s Chief Executive, Wendy Walters said: “We are thrilled that we have again been chosen to host this top cycling event. Previous years have brought an immediate economic boost to the tourism sector as well as providing a great deal of positive media coverage.”

(Lead image: Carmarthenshire Council)

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Dyfed Powys Police

Man banned from driving for 12 months for fishing offence

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A man from Merthyr Tydfil who travelled to the River Loughor, near Llanelli to fish using a barbaric and illegal method, has been banned from driving for 12 months as part of his sentence.

Vu Quang Tien pleaded guilty to an illegal fishing charge and also to a charge of obstruction of a Natural Resources Wales (NRW) Fisheries Enforcement Officer on 26 April at Swansea Magistrates Court.

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Mr Tien and two other anglers were witnessed by NRW Fisheries Enforcement Officers deliberately using the illegal foul hooking method of fishing – also known as snatching – at the river Loughor on 15 August 2021. NRW officers attended the site after several reports of illegal fishing were made to NRW’s 24/7 incident call centre by concerned members of the community.

When approached and questioned by NRW officers, Mr Tien and his accomplices showed significant hostility and reluctance to share identification documents which eventually had to be extracted by use of reasonable force.

All of Mr Tien’s fishing tackle and fish, along with his associates’ fishing tackle was seized by NRW Officers at the time of the incident. The district judge on the day at Swansea Magistrates Court gave permission to NRW to confiscate these items permanently from each of them.

The District Judge disqualified Mr Tien from driving for 12 months due to seriousness of the incident, and the premeditated and deliberate action of travelling such a distance to commit the offence.

He was also ordered to pay a total of £2,334 in fines, NRW costs and a victim surcharge.

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Mark Thomas, Fisheries Enforcement Officer for NRW, said: “We would like to again thank Dyfed Powys Police, the local communities and also the law-abiding anglers in the area for their continued support in reporting these illegal fishing activities.

“Foul hooking is a truly barbaric form of fishing carried out by a small minority of anglers in Wales, who have no regard for fish welfare.

“NRW and the Police take these incidents seriously as do the courts.

“Hopefully, the small minority of anglers who may in future, think of using any illegal fishing methods will take heed of the heavy fines and driving ban in this case issued by the courts.”

(Lead image: Natural Resources Wales)

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