Mumbles has become the latest community in Swansea to be recommended a banking hub, after LINK — the UK’s cash access network — said the village qualifies for a dedicated shared branch. It follows an application from local councillor Will Thomas, who warned that years of bank closures have left residents struggling to access basic services.
If delivered, the hub would be the third in Swansea, joining Morriston’s already‑open site and Gorseinon’s hub, which is due to open later this year.
What the hub will offer
Banking hubs operate like a traditional branch but are shared by all major banks. Customers can withdraw and deposit cash, pay bills and speak to staff from their own bank on rotating days.
The project will now be taken forward by Cash Access UK, which will begin speaking to local businesses and searching for a suitable site in the coming weeks. There are currently 214 hubs open across the UK, including 12 in Wales.
Dr Chris Ashton, Chief Commercial Officer at LINK, said the decision followed evidence of strong local need.
“We’re delighted to recommend a new banking hub in Mumbles. Special thanks go to Councillor Thomas for helping to ensure we had a full picture of the town’s cash access needs.”
“Part of the fabric of a thriving high street”
Cllr Will Thomas, said the hub would restore a vital service that many residents still rely on.
“I’m absolutely delighted my application was successful, so Mumbles will once again have a dedicated community banking facility. Many residents still rely on face‑to‑face services, whether that’s for depositing cash, managing accounts, or simply having the reassurance of speaking to someone in person.”
He said the loss of high street banks had hit the village hard.
“Banking isn’t just about transactions. It’s part of the fabric of a thriving high street. When people come into the village to use banking services, they visit our cafés, shops and local businesses. It supports footfall, strengthens our local economy, and helps keep Mumbles vibrant.”
“A real difference for residents and small businesses”
Tonia Antoniazzi, MP for Gower, also welcomed the recommendation.
“This will make a real difference for residents — particularly those who need extra support when banking — as well as the many small businesses central to the area that rely on cash for their day‑to‑day operations. It’s an important step in keeping our community connected and thriving.”
LINK says anyone can check their nearest free cash access point using its online Cash Locator tool.
